The application of the point-speed tachymeter in the financial industry

The application plan of the point-speed speedometer.doc

Financial industry applications

At present, China's bank audit department still mainly uses the traditional manual operation method of reviewing vouchers and account statements afterwards, which has the disadvantages of low efficiency and untimely information feedback, which brings certain difficulties in preventing financial risks. The construction of a "centralized, unified, standardized, and efficient" electronic bill processing center to enable bill processing to achieve the goal of "electronic security preservation" has become an urgent problem for banks to solve.

Bill File Management Status

1. Each branch business point and business department need to assign personnel and energy to manage the bills, and need to establish their own bill library, occupying office space, actually increasing office expenses.

2. Bills are manually filed, and the labor intensity of filing is large, error-prone, time-consuming and labor-intensive, affecting efficiency and service quality. After a period of time, the bills cannot be checked locally, and it is more troublesome to check them at a faraway bill warehouse.

3. Because there is only one original bill, and it is usually bound, the bill must be disassembled and bound when the bill is searched. This process will greatly damage the bill.

4. According to relevant national laws and regulations, bank bills must be kept for 15 years, and some need to be kept permanently, but paper bills are difficult to keep intact within 15 years under normal conditions, not to mention permanent preservation.

5. The lack of safe backup of the bills will inevitably prevent floods, fires, and insect bites, causing losses that are difficult to remedy.

6. Bills cannot be transmitted on modern electronic networks and cannot meet the requirements of office modernization.

The use of a point-speed tachymeter can bring all kinds of direct and potential benefits to users

1. After being recorded and recorded by the point-speed camera, the bills and certificates are saved in electronic file format, which greatly saves the warehouse space occupied for long-term storage of files. According to preliminary estimates, the occupancy of the CD-ROM warehouse is only 5% of that of the corresponding number of subpoenas.

2. Use the computer to quickly check the bills, avoiding the trouble of manually turning over the account in the warehouse for an original bill, greatly reducing the waiting time for finding bills, and improving work efficiency and service levels.

3. It is conducive to the standardized management of bills. After centralized bill management, a complete bill management system can be established to make bills more secure. At the same time, it helps to truly implement the bill destruction system, so that the sum of subpoenas will not expand indefinitely.

4. Effectively extend the storage time of bills. An experiment report from Kodak Company showed that Kodak's writable CD was tested by accelerated aging method, which proved that this kind of CD can be stored for 200 years in the dark room at a room temperature of 25 ° C and a relative humidity of 40%. the above. If it is in the office or at home, it can be kept for more than 100 years. Therefore, the bills stored in the optical disk can generally be kept for more than 100 years, which is far beyond the effective storage period of paper bills.

5. Solve the problem of handling bills over 10 to 15 years. Conditional banks may consider storing bills that exceed the prescribed retention period on the CD-ROM, and then destroy their originals, which can also save a lot of warehouse space.

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